Three decades, one standard
Lending, done by hand.
American Portfolio Mortgage is an independent, well-capitalized direct lender. We originate, underwrite, and close every loan in-house — no middleman, no waiting on someone else's answer, no surprises at the closing table.
Our story
Why families choose us
Every loan decision made under our own roof.
30+Years lending
41States licensed
In‑houseUnderwriting
"Buying a home is one of life's biggest moments. We've spent three decades making sure it feels that way — for the right reasons."Paul Kessel · President/CEO & Co-Founder
Programs
A loan shaped to the life you're building.
Conventional, FHA, VA, USDA, jumbo, construction, reverse, manufactured home — and the judgment to know which one fits. Your loan officer walks the whole road with you.
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Begin your journey