Young couple on a porch holding a wooden 'Home Sweet Home' sign

About APMC

American Portfolio Mortgage Corporation has spent three decades building a direct-lender platform with one consistent goal: making the mortgage process smoother, faster, and more honest for every borrower.

Family of four lifting house keys together in their new home

Three decades of helping families home.

Since 1993, our team has guided thousands of families through the biggest financial decision of their lives. We approach every loan the same way — like it's our family signing the papers.

That's what "made personal" looks like in practice: an experienced loan officer who calls you back, an underwriter working a desk away from them, and a leadership team that's been in this business long enough to know that how we close the loan matters as much as whether we do.

1993
Founded
30+
Years of profitability
100%
Underwriting in-house
17+
States licensed

Your strength is your advantage

Independent. Well-capitalized. Every loan originated, underwritten, and closed in-house. That accelerates the process, keeps quality control tight, and passes savings to you.

Top producers, proven results

Our team includes some of the top-producing loan originators in the U.S. — equipped with powerful tools and committed to the highest standard of integrity.

Serving your best interests

A trusted partner matters in a shifting market. We measure success by yours — surfacing trends and opportunities long after your loan closes.

Founded by mortgage visionaries

American Portfolio Mortgage Corporation was founded in 1993 by Paul Kessel and Scott Vorreyer — mortgage visionaries who still lead the company today. The company initially focused on buying and selling pools of mortgages in the secondary market.

In 2007, building on that secondary-market success, APMC expanded into seasoned-mortgage investments and launched a full-service retail origination platform. That platform originates agency, government, and investor portfolio loans on a multi-state basis through a growing team of professional loan officers and staff.

A collaborative team of professionals

Paul and Scott envisioned a high-achieving team of real-estate and banking professionals — pooling their collective expertise. They drew on decades of industry experience, painstakingly assembling a formidable team of experts.

True to that vision, APMC has become a premier independent lender, focused on providing a smooth and satisfying mortgage experience. We require our professionals to commit to ongoing training and certification — so the team continues to deliver at the highest level.

We believe our thousands of satisfied customers are the best measure of our success.

Want to talk?

Connect with one of our loan officers — or read what our clients have said about working with them.

Find a Loan Officer Read testimonials