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American Portfolio Mortgage
Programs
Loan Officers
Calculators
About
Contact
Apply Now
Loan Programs
A loan shaped to the life you're building.
Every way home
Find the fit.
We'll handle the rest.
Standard
Conventional
The classic path — competitive rates, flexible terms
FHA
Lower down payments, friendlier credit requirements
VA
Zero down for those who served
USDA
100% financing in eligible rural communities
Jumbo
Financing beyond conforming limits
30-Year Fixed
The lowest payment, locked for the life of the loan
15-Year Fixed
Own it in half the time, save on interest
Adjustable Rate
Lower early payments with planned flexibility
Beyond Standard
Bridge Loans
Buy the next home before the current one sells
2-1 Buydown
Ease into the payment with a reduced first two years
New Construction
Consumer construction financing, one close
Builder Financing
Construction lending built for builders
Non-QM
Flexible qualifying for the uniquely qualified, including self-employed
ITIN Loans
Homeownership with an Individual Taxpayer Identification Number
Reverse Mortgages
Turn home equity into flexibility, 55+
Manufactured Home Division
Buyers and dealer partners — a whole division for factory-built homes
Not sure which fits? That's exactly what a loan officer is for.
Find a loan officer
Home
Officers
Inspiration
Tweaks
