Manuel Santos

“20 Years in Finance. A Bigger Picture Approach to Home Lending.”

Manuel Santos brings approximately 20 years of banking and finance experience to mortgage lending. Before becoming a Mortgage Loan Originator, he served as a Senior Loan Officer in business lending and held roles including Branch Manager and SBA Commercial Loan Officer with several major and regional banks.

Based in Laredo, Texas, Manuel also knows Austin and San Antonio well and has built professional relationships throughout the state. His mortgage experience includes first-time homebuyers, VA loans, DSCR investment financing, and cash-out refinances. Clients appreciate his communication, clear expectations and timelines, and willingness to go above and beyond to identify the right program and help them get approved.

Fluent in English and Spanish, Manuel enjoys family time, weekly soccer with his son and friends, and playing guitar and bass. He occasionally performs with a local band at private events.