Mortgage Calculators

How much home can you comfortably afford?

Home affordability

Start from your budget.

Tell us your income, monthly debts, and down payment. We'll estimate the home price range that fits comfortably in your budget.

$
$ / mo
Car loans, credit cards, student loans, etc.
$
%
%
Share of your gross monthly income going to all debts. 36% is a common target; lenders may allow more.
Estimated home price you can afford $0 at this price, payment ≈ —
  • Max total monthly debt$0
  • Max housing payment (PITI)$0
  • Estimated tax + insurance$0
  • Max principal & interest$0
  • Supported loan amount$0

Assumes 1.2% annual property tax and $1,500/yr insurance for the estimate. Actual underwriting limits depend on credit, program, and lender guidelines.

See what you actually qualify for

Real math, in minutes.

A loan officer can run real underwriting math against your situation in minutes.

Find a loan officer